
金融中介機構;金融中介人;金融媒介物
Traditional Theories hold that, financial intermediary facilitates the issue of financial securities and their transformation from issuers to the investors.
傳統理論認為,金融中介便利了金融證券的産生及從發行者向投資者的轉移。
Financial Intermediary system is relatively researched less than financial market, so the former seems to be weak and this is also why this article choosing this field as main research objective.
金融中介機構體系相對于金融市場而言,是被研究相對較少的一個領域,因此相對來說研究顯得較為薄弱,這是本文研究的出發點和選題所在。
Finally, the interaction among financial innovation, intermediary and market adjusts the boundary between financial intermediary and market.
金融創新在與中介和市場的交互作用中,調整着金融中介與金融市場的邊界。
Government credit has in effect acted as counter party to a large segment of the financial intermediary system.
政府信貸實際上扮演着一個與大部分金融中介系統相對等的角色。
First, this dissertation has elaborated its stage characteristic, the logical clue and the formed mechanism of idea system of the financial intermediary theory evolution.
首先,本文闡述了金融中介理論演進的階段特征、邏輯線索及其觀念體系形成的機理。
The essence of the real estate investment fund lies in connecting both parties of the funds as a financial intermediary.
制度功能往往是人們決定是否建立某項制度的标準之一。不動産投資基金的本質是為資金需求雙方提供一種金融中介。
In the other side, we discuss why venture capital can be a very efficient financial intermediary providing capital to high-tech firms.
另外,我們還讨論了為什麼風險資本能夠成為一種極有效率的為處于成長期的高科技企業提供融資的方式。
Established in this proposition and based on modem theory of financial intermediary, this paper discussed and analyzes on historical logic of vicissitudes in Chinese rural financial institution.
立足于這一研究命題,基于現代金融中介理論,對我國農村金融機構變遷的曆史邏輯進行了分析研究。
Nowadays the development of Chinese rural finance, especially the rural financial intermediary which has long played the leading role, can not meet the financing need of rural economy.
當前,中國農村金融尤其是占主導地位的農村金融中介的發展不能滿足農村金融主體的融資需求,制約了農村經濟的發展。
We are an International financial intermediary for large project funding representing more than 6 large investmentgroups.
我們是代表6家大型投資集團,為大型項目提供融資中介服務的國際企業。
The financial intermediary can effectively allocate the social idle fund to the departments short of fund and promote the economic growth.
金融中介能有效地将社會閑置資金配置到************部門,促進經濟增長。
The securities broker company is regarded as the most effective and most powerful financial intermediary in the capital market, which plays a key function in the joining of enterprise and capital.
證券公司作為資本市場中最有效和最有影響力的金融中介機構,發揮着連接企業與資本的核心作用,是企業重組、改制、上市過程中不可或缺的媒介。
This can make a startup investment more attractive than alternative high-risk investments that usually involve paying a broker, money manager or another financial intermediary.
這樣能夠使創業投資更具有吸引力,而選擇其它高風險的投資活動通常涉及支付經紀人,基金經理或其他金融中介機構。
Speaking from the micro-banks as a financial intermediary, investors in any decision-******, management, the operator of any operational errors, it will cause losses to the bank assets.
從微觀上講,銀行作為融資中介,投資者的任何決策、管理、操作者的任何操作失誤,都會給銀行資産帶來損失。
Second, the dissertation has initially established the analysis frame of financial intermediary efficiency view and the dynamic model to analysis their efficiency promotion and development.
其次,本文初步建立起金融中介效率觀的分析框架和分析金融中介效率提升與發展的動力模型。
The paper proposes the interactive mechanism between financial intermediary development and technologic innovation, and makes an empirical analysis with Chinese data.
基于此提出金融中介發展與技術創新的互動機理,并且運用我國的數據進行了實證分析。
In Part one, based on modern theory of financial intermediary, the thesis examines the effects of taxation on the means of finance, and analyses how the tax system influences bank's loan behavior.
理論部分,本文在現代金融中介理論的基礎上,考察稅收對融資方式選擇的影響,并分析稅收體系如何影響銀行信貸行為。
Want to be a financial intermediary.
想成為一名金融中介。
金融中介(Financial Intermediary) 是指在經濟活動中,專門從事資金融通服務、連接資金盈餘方(儲蓄者)與資金短缺方(借款人)的專業機構或個人。其核心功能是優化資源配置、降低交易成本并管理金融風險,是現代金融體系的樞紐。
資金轉移與期限轉換
金融中介吸收公衆短期存款(如活期儲蓄),轉化為長期貸款(如企業融資或住房貸款),解決資金供需雙方在期限、規模和流動性上的不匹配問題。例如,商業銀行通過存貸業務實現短期負債與長期資産的轉換。
風險分散與管理
通過彙集大量分散資金,金融中介可分散投資風險(如共同基金),或提供風險轉移工具(如保險公司承保意外損失)。這種專業化風險管理降低了單個投資者的風險敞口。
降低信息不對稱成本
中介機構憑借專業能力評估借款人信用(如銀行信貸審核),緩解了投資者與融資者之間的信息不對稱問題,減少逆向選擇和道德風險。
金融中介通過提升儲蓄向投資的轉化效率,直接促進資本形成與經濟增長。國際貨币基金組織(IMF)指出,健全的金融中介體系是維護金融穩定和支持實體經濟的關鍵支柱。
權威參考來源
https://www.federalreserve.gov/econres/notes/feds-notes/risk-management-by-financial-intermediaries-20211008.htm
https://www.worldbank.org/en/topic/financialsector/brief/financial-intermediation
Financial Intermediary(金融中介機構) 是指連接資金盈餘方(如儲戶)與資金需求方(如企業、政府)的金融機構,其核心作用是促進資金高效流通,優化資源配置。
資金流轉中介
通過吸收存款、發行證券等方式彙集閑散資金,再以貸款、投資等形式分配給需要資金的實體,降低直接融資的交易成本。
風險管理
提供風險分散服務,例如保險公司通過保單分散個體風險,投資基金通過多樣化投資降低市場風險。
信息不對稱緩解
通過專業評估和信用審核,減少借貸雙方的信息差距,提升市場信任度。
例如瑞信(Credit Suisse)曾作為金融中介機構,協助企業完成股權轉讓等交易(參考的聯想股權案例)。
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