
金融中介机构;金融中介人;金融媒介物
Traditional Theories hold that, financial intermediary facilitates the issue of financial securities and their transformation from issuers to the investors.
传统理论认为,金融中介便利了金融证券的产生及从发行者向投资者的转移。
Financial Intermediary system is relatively researched less than financial market, so the former seems to be weak and this is also why this article choosing this field as main research objective.
金融中介机构体系相对于金融市场而言,是被研究相对较少的一个领域,因此相对来说研究显得较为薄弱,这是本文研究的出发点和选题所在。
Finally, the interaction among financial innovation, intermediary and market adjusts the boundary between financial intermediary and market.
金融创新在与中介和市场的交互作用中,调整着金融中介与金融市场的边界。
Government credit has in effect acted as counter party to a large segment of the financial intermediary system.
政府信贷实际上扮演着一个与大部分金融中介系统相对等的角色。
First, this dissertation has elaborated its stage characteristic, the logical clue and the formed mechanism of idea system of the financial intermediary theory evolution.
首先,本文阐述了金融中介理论演进的阶段特征、逻辑线索及其观念体系形成的机理。
The essence of the real estate investment fund lies in connecting both parties of the funds as a financial intermediary.
制度功能往往是人们决定是否建立某项制度的标准之一。不动产投资基金的本质是为资金需求双方提供一种金融中介。
In the other side, we discuss why venture capital can be a very efficient financial intermediary providing capital to high-tech firms.
另外,我们还讨论了为什么风险资本能够成为一种极有效率的为处于成长期的高科技企业提供融资的方式。
Established in this proposition and based on modem theory of financial intermediary, this paper discussed and analyzes on historical logic of vicissitudes in Chinese rural financial institution.
立足于这一研究命题,基于现代金融中介理论,对我国农村金融机构变迁的历史逻辑进行了分析研究。
Nowadays the development of Chinese rural finance, especially the rural financial intermediary which has long played the leading role, can not meet the financing need of rural economy.
当前,中国农村金融尤其是占主导地位的农村金融中介的发展不能满足农村金融主体的融资需求,制约了农村经济的发展。
We are an International financial intermediary for large project funding representing more than 6 large investmentgroups.
我们是代表6家大型投资集团,为大型项目提供融资中介服务的国际企业。
The financial intermediary can effectively allocate the social idle fund to the departments short of fund and promote the economic growth.
金融中介能有效地将社会闲置资金配置到************部门,促进经济增长。
The securities broker company is regarded as the most effective and most powerful financial intermediary in the capital market, which plays a key function in the joining of enterprise and capital.
证券公司作为资本市场中最有效和最有影响力的金融中介机构,发挥着连接企业与资本的核心作用,是企业重组、改制、上市过程中不可或缺的媒介。
This can make a startup investment more attractive than alternative high-risk investments that usually involve paying a broker, money manager or another financial intermediary.
这样能够使创业投资更具有吸引力,而选择其它高风险的投资活动通常涉及支付经纪人,基金经理或其他金融中介机构。
Speaking from the micro-banks as a financial intermediary, investors in any decision-******, management, the operator of any operational errors, it will cause losses to the bank assets.
从微观上讲,银行作为融资中介,投资者的任何决策、管理、操作者的任何操作失误,都会给银行资产带来损失。
Second, the dissertation has initially established the analysis frame of financial intermediary efficiency view and the dynamic model to analysis their efficiency promotion and development.
其次,本文初步建立起金融中介效率观的分析框架和分析金融中介效率提升与发展的动力模型。
The paper proposes the interactive mechanism between financial intermediary development and technologic innovation, and makes an empirical analysis with Chinese data.
基于此提出金融中介发展与技术创新的互动机理,并且运用我国的数据进行了实证分析。
In Part one, based on modern theory of financial intermediary, the thesis examines the effects of taxation on the means of finance, and analyses how the tax system influences bank's loan behavior.
理论部分,本文在现代金融中介理论的基础上,考察税收对融资方式选择的影响,并分析税收体系如何影响银行信贷行为。
Want to be a financial intermediary.
想成为一名金融中介。
金融中介(Financial Intermediary) 是指在经济活动中,专门从事资金融通服务、连接资金盈余方(储蓄者)与资金短缺方(借款人)的专业机构或个人。其核心功能是优化资源配置、降低交易成本并管理金融风险,是现代金融体系的枢纽。
资金转移与期限转换
金融中介吸收公众短期存款(如活期储蓄),转化为长期贷款(如企业融资或住房贷款),解决资金供需双方在期限、规模和流动性上的不匹配问题。例如,商业银行通过存贷业务实现短期负债与长期资产的转换。
风险分散与管理
通过汇集大量分散资金,金融中介可分散投资风险(如共同基金),或提供风险转移工具(如保险公司承保意外损失)。这种专业化风险管理降低了单个投资者的风险敞口。
降低信息不对称成本
中介机构凭借专业能力评估借款人信用(如银行信贷审核),缓解了投资者与融资者之间的信息不对称问题,减少逆向选择和道德风险。
金融中介通过提升储蓄向投资的转化效率,直接促进资本形成与经济增长。国际货币基金组织(IMF)指出,健全的金融中介体系是维护金融稳定和支持实体经济的关键支柱。
权威参考来源
https://www.federalreserve.gov/econres/notes/feds-notes/risk-management-by-financial-intermediaries-20211008.htm
https://www.worldbank.org/en/topic/financialsector/brief/financial-intermediation
Financial Intermediary(金融中介机构) 是指连接资金盈余方(如储户)与资金需求方(如企业、政府)的金融机构,其核心作用是促进资金高效流通,优化资源配置。
资金流转中介
通过吸收存款、发行证券等方式汇集闲散资金,再以贷款、投资等形式分配给需要资金的实体,降低直接融资的交易成本。
风险管理
提供风险分散服务,例如保险公司通过保单分散个体风险,投资基金通过多样化投资降低市场风险。
信息不对称缓解
通过专业评估和信用审核,减少借贷双方的信息差距,提升市场信任度。
例如瑞信(Credit Suisse)曾作为金融中介机构,协助企业完成股权转让等交易(参考的联想股权案例)。
如需更详细分类或行业规范,可查看来源网页(如、)。
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