本利，本金及利息
You should repay principal and interest.
你必須償還本金和利息。
And his interest payments of principal and interest less than equal.
和他的利息支付的本金和利息不到平等。
They expect the corporations to pay principal and interest in good time.
他們期望公司能夠及時地償還本金和利息。
Monthly principal and interest payment (PI).
每月付的本金和利息。
Finally chose the way of matching the repayment of principal and interest.
最終選擇的方式相匹配的本金和利息。
If the mortgage is open, the borrower can repay the principal and interest at any time.
如果按揭是開放的，借款人可以在任何時間償還本金和利息。
Enclosed please find a new deposit certificate No. 500 for $100, 000, which represents the principal and interest of the old certificate you sent us for renewal.
謹同函寄上新開定期存款第500號存折一份，面額100,000元，請查收為荷。該面額等于您寄來換新的舊存=折本金加上利息之和。
The HKMC's guarantee on the timely payment of principal and interest serves to make the MBS a safe and attractive investment for investors.
得到按揭證券公司擔保依期付還按揭證券的本金和利息，使按揭證券成為既安全又極具吸引力的投資項目。
Monthly principal and interest payment.
每月的本金和利息。
At the end of the loan term (one year and one day), the Lending Bank receives the principal and interest payment from the issued Bank Instrument (Collateral) paying off the loan.
到貸款期限結束時（一年和一天） ，貸款銀行将獲得從開出的銀行票據獲得的本金和利息的償還。
Enclosed please find a new deposit certificate No. 500 for $100,000, which represents the principal and interest of the old certificate you sent us for renewal.
上新開定期存款第500號存折一份，面額100，000元，請查收為荷。該面額等于您寄來換新的舊存=折本金加上利息之和。
Payment for imports and repayment of principal and interest on international loans.
支付進口和償還國際貸款的本金和利息。
For example, consumer debt service (repayment of principal and interest) is less than 12 percent of disposable income, down from almost 14 percent in 2007, reports the Fed.
舉例來說，美聯儲報告顯示，消費債務服務（償還本金和利息）占可支配收入的12%也不到，比2007年降低近14個百分點。
The commercial bank to be disbanded should set up a group for settling accounts in accordance with laws and pay its debts such as the principal and interest of deposits.
商業銀行解散的，應當依法成立清算組，進行清算，按照清償計劃及時償還存款本金和利息等債務。
For the foreign loans borrowed by the State untidily and returned by the locality, the repayment of the principal and interest shall be incorporated into local fiscal year budget plan .
由國家統借、地方自還的國外貸款的本金和利息的償還應納入地方財政年度預算計劃。
A reverse mortgage is analogous to an annuity where the principal and interest are paid with homeowner's equity.
逆按揭類似于年金的本金和利息的支付與房主的股權。
Have opened personal settlement account in ICBC and agree that bank can deduct the principal and interest of loan from the specified personal settlement account.
在中國農業銀行開立個人結算賬戶，并同意銀行從其指定的個人結算賬戶扣收貸款本息。
In case the asset in this Account is not enough for repayment of due principal and interest, the Lender shall be entitled to collect from any Account opened by the Borrower with any branch of ICBC.
如該帳戶資産不足以歸還到期的貸款本息，貸款人有權從借款人在中國工商銀行任何分支機構開立的任何帳戶劃收。
If in lending, the demand for in-kind as principal and interest repayment, or to borrow cash and in kind to be interest in more than 20% per annum can be considered as persons usury.
若是實物借貸，又要求以實物作為 本利償還，或借現金而要以實物為利息，年利率在20%以上者才可視為*********。
在金融領域，“principal and interest”是貸款和投資中的核心概念。其中，“本金”（principal）指借款人最初借入或投資者最初投入的原始金額。例如，若向銀行申請100萬元房貸，這100萬元即為本金。
“利息”（interest）是基于本金計算産生的資金使用成本或收益。其計算方式分為：
在貸款還款中，等額本息還款法會将每期還款額平均分配為本金和利息。美國消費者金融保護局指出，初期還款中利息占比更高，隨着本金減少，利息部分逐步降低。以30年期房貸為例，首月還款可能包含70%利息，到第15年時利息占比降至40%左右。
英國金融行為監管局的研究顯示，理解本息結構有助于借款人做出明智決策。例如提前還款時，優先減少本金可顯著降低總利息支出。在投資領域，複利效應使得本金隨時間呈指數增長，巴菲特通過長期持有優質資産放大了這種效應。
“principal and interest”是金融領域（尤其是貸款場景）中的常見術語，具體含義如下：
1. Principal（本金） 指借款的原始金額，即最初借入或投資的資金總額。例如：
2. Interest（利息） 指使用本金所産生的費用或收益，通常以百分比（利率）計算。例如：
兩者的關系 在貸款還款中，每期還款額通常包含兩部分：
示例計算 假設貸款本金$100,000，年利率5%，期限1年：
其他語境中的含義
若涉及具體貸款産品（如房貸、車貸），還款結構可能更複雜，建議提供詳細信息以便進一步分析。
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