本利，本金及利息
You should repay principal and interest.
你必须偿还本金和利息。
And his interest payments of principal and interest less than equal.
和他的利息支付的本金和利息不到平等。
They expect the corporations to pay principal and interest in good time.
他们期望公司能够及时地偿还本金和利息。
Monthly principal and interest payment (PI).
每月付的本金和利息。
Finally chose the way of matching the repayment of principal and interest.
最终选择的方式相匹配的本金和利息。
If the mortgage is open, the borrower can repay the principal and interest at any time.
如果按揭是开放的，借款人可以在任何时间偿还本金和利息。
Enclosed please find a new deposit certificate No. 500 for $100, 000, which represents the principal and interest of the old certificate you sent us for renewal.
谨同函寄上新开定期存款第500号存折一份，面额100,000元，请查收为荷。该面额等于您寄来换新的旧存=折本金加上利息之和。
The HKMC's guarantee on the timely payment of principal and interest serves to make the MBS a safe and attractive investment for investors.
得到按揭证券公司担保依期付还按揭证券的本金和利息，使按揭证券成为既安全又极具吸引力的投资项目。
Monthly principal and interest payment.
每月的本金和利息。
At the end of the loan term (one year and one day), the Lending Bank receives the principal and interest payment from the issued Bank Instrument (Collateral) paying off the loan.
到贷款期限结束时（一年和一天） ，贷款银行将获得从开出的银行票据获得的本金和利息的偿还。
Enclosed please find a new deposit certificate No. 500 for $100,000, which represents the principal and interest of the old certificate you sent us for renewal.
上新开定期存款第500号存折一份，面额100，000元，请查收为荷。该面额等于您寄来换新的旧存=折本金加上利息之和。
Payment for imports and repayment of principal and interest on international loans.
支付进口和偿还国际贷款的本金和利息。
For example, consumer debt service (repayment of principal and interest) is less than 12 percent of disposable income, down from almost 14 percent in 2007, reports the Fed.
举例来说，美联储报告显示，消费债务服务（偿还本金和利息）占可支配收入的12%也不到，比2007年降低近14个百分点。
The commercial bank to be disbanded should set up a group for settling accounts in accordance with laws and pay its debts such as the principal and interest of deposits.
商业银行解散的，应当依法成立清算组，进行清算，按照清偿计划及时偿还存款本金和利息等债务。
For the foreign loans borrowed by the State untidily and returned by the locality, the repayment of the principal and interest shall be incorporated into local fiscal year budget plan .
由国家统借、地方自还的国外贷款的本金和利息的偿还应纳入地方财政年度预算计划。
A reverse mortgage is analogous to an annuity where the principal and interest are paid with homeowner's equity.
逆按揭类似于年金的本金和利息的支付与房主的股权。
Have opened personal settlement account in ICBC and agree that bank can deduct the principal and interest of loan from the specified personal settlement account.
在中国农业银行开立个人结算账户，并同意银行从其指定的个人结算账户扣收贷款本息。
In case the asset in this Account is not enough for repayment of due principal and interest, the Lender shall be entitled to collect from any Account opened by the Borrower with any branch of ICBC.
如该帐户资产不足以归还到期的贷款本息，贷款人有权从借款人在中国工商银行任何分支机构开立的任何帐户划收。
If in lending, the demand for in-kind as principal and interest repayment, or to borrow cash and in kind to be interest in more than 20% per annum can be considered as persons usury.
若是实物借贷，又要求以实物作为 本利偿还，或借现金而要以实物为利息，年利率在20%以上者才可视为*********。
在金融领域，“principal and interest”是贷款和投资中的核心概念。其中，“本金”（principal）指借款人最初借入或投资者最初投入的原始金额。例如，若向银行申请100万元房贷，这100万元即为本金。
“利息”（interest）是基于本金计算产生的资金使用成本或收益。其计算方式分为：
在贷款还款中，等额本息还款法会将每期还款额平均分配为本金和利息。美国消费者金融保护局指出，初期还款中利息占比更高，随着本金减少，利息部分逐步降低。以30年期房贷为例，首月还款可能包含70%利息，到第15年时利息占比降至40%左右。
英国金融行为监管局的研究显示，理解本息结构有助于借款人做出明智决策。例如提前还款时，优先减少本金可显著降低总利息支出。在投资领域，复利效应使得本金随时间呈指数增长，巴菲特通过长期持有优质资产放大了这种效应。
“principal and interest”是金融领域（尤其是贷款场景）中的常见术语，具体含义如下：
1. Principal（本金） 指借款的原始金额，即最初借入或投资的资金总额。例如：
2. Interest（利息） 指使用本金所产生的费用或收益，通常以百分比（利率）计算。例如：
两者的关系 在贷款还款中，每期还款额通常包含两部分：
示例计算 假设贷款本金$100,000，年利率5%，期限1年：
其他语境中的含义
若涉及具体贷款产品（如房贷、车贷），还款结构可能更复杂，建议提供详细信息以便进一步分析。
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