財富管理
Wealth management revenue decreased because of lower client activity.
由于客戶業務減少，財富管理部門的收入有所減少。
Citigroup and UBS Wealth Management suspended their matching programs in 2009.
花旗集團和瑞銀財富管理在2009年暫停了他們的匹配方案。
Businesses such as private banking and wealth management offer juicier margins.
諸如私人銀行和財富管理這樣的業務利潤更為豐厚。
Last year, ICBC nearly doubled the amount of wealth management products it sold.
去年，工行銷售的理財産品金額增長近一倍。
Wealth management types are also in demand as Banks look to secure stable sources of income.
財富管理經理同樣供不應求，因為銀行希望獲得穩定的收入來源。
財富管理（Wealth Management）是指通過系統化的財務規劃與專業服務，幫助個人或家庭實現財富保值、增值及合理分配的綜合金融活動。其核心在于以客戶為中心，覆蓋全生命周期的財務需求，具體包含以下要點：
財富管理不僅是投資理財，更是涵蓋稅務規劃、資産配置、風險管理、遺産傳承等多維度的系統性服務。其核心目标包括：
主要服務于中高淨值客戶，部分機構對客戶資産規模有最低要求（如可投資資産或淨資産門檻）。
| 維度 | 財富管理 | 普通理財 |
|---|---|---|
| 服務範圍 | 全生命周期、多領域綜合規劃 | 短期投資、單一金融産品 |
| 客戶群體 | 中高淨值人群為主 | 大衆客戶 |
| 目标 | 財富保護、傳承與再創造 | 短期收益或資金流動性 |
根據中國人民銀行《金融從業規範財富管理》（2021年），財富管理需構建“創造-保護-傳承-再創造”的良性循環，強調金融與非金融工具的結合。
如需進一步了解具體案例或工具（如信托、保險等），可參考來源網頁的完整内容。
"Wealth management"（財富管理）refers to a specialized form of financial advising that focuses on high net worth individuals and families. It involves comprehensive financial planning, investment management, and other financial services.
"Wealth management" is a term that is used primarily in the financial industry to describe the management of assets for high net worth individuals and families. It often includes a wide range of financial services, such as investment management, tax planning, retirement planning, and estate planning.
"Wealth management" is a comprehensive approach to managing the assets of high net worth individuals and families. The goal is to help clients achieve their financial objectives through a combination of investment management, financial planning, and other financial services. Wealth managers work closely with their clients to develop customized strategies that meet their unique needs and goals.
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