财富管理
Wealth management revenue decreased because of lower client activity.
由于客户业务减少，财富管理部门的收入有所减少。
Citigroup and UBS Wealth Management suspended their matching programs in 2009.
花旗集团和瑞银财富管理在2009年暂停了他们的匹配方案。
Businesses such as private banking and wealth management offer juicier margins.
诸如私人银行和财富管理这样的业务利润更为丰厚。
Last year, ICBC nearly doubled the amount of wealth management products it sold.
去年，工行销售的理财产品金额增长近一倍。
Wealth management types are also in demand as Banks look to secure stable sources of income.
财富管理经理同样供不应求，因为银行希望获得稳定的收入来源。
财富管理（Wealth Management）是指通过系统化的财务规划与专业服务，帮助个人或家庭实现财富保值、增值及合理分配的综合金融活动。其核心在于以客户为中心，覆盖全生命周期的财务需求，具体包含以下要点：
财富管理不仅是投资理财，更是涵盖税务规划、资产配置、风险管理、遗产传承等多维度的系统性服务。其核心目标包括：
主要服务于中高净值客户，部分机构对客户资产规模有最低要求（如可投资资产或净资产门槛）。
| 维度 | 财富管理 | 普通理财 |
|---|---|---|
| 服务范围 | 全生命周期、多领域综合规划 | 短期投资、单一金融产品 |
| 客户群体 | 中高净值人群为主 | 大众客户 |
| 目标 | 财富保护、传承与再创造 | 短期收益或资金流动性 |
根据中国人民银行《金融从业规范财富管理》（2021年），财富管理需构建“创造-保护-传承-再创造”的良性循环，强调金融与非金融工具的结合。
如需进一步了解具体案例或工具（如信托、保险等），可参考来源网页的完整内容。
"Wealth management"（财富管理）refers to a specialized form of financial advising that focuses on high net worth individuals and families. It involves comprehensive financial planning, investment management, and other financial services.
"Wealth management" is a term that is used primarily in the financial industry to describe the management of assets for high net worth individuals and families. It often includes a wide range of financial services, such as investment management, tax planning, retirement planning, and estate planning.
"Wealth management" is a comprehensive approach to managing the assets of high net worth individuals and families. The goal is to help clients achieve their financial objectives through a combination of investment management, financial planning, and other financial services. Wealth managers work closely with their clients to develop customized strategies that meet their unique needs and goals.
【别人正在浏览】