英:/'ˌaɪ əʊ ˈjuː/
n. 借據（等于I owe you）
This is the IOU I signed when I borrowed money from you.
這是我當初向你借錢時籤的借條。
This rogue ripped off the IOU for borrowing money at the time.
這個無賴撕掉了當時借錢的欠條。
You collect the IOU, and you will return it to me when I repay the money.
你收好欠條，我還錢的時候你再還給我。
We shouldn't issue IOU to farmers.
我們不應該給農民打白條。
'Here is the IOU for the amount I've borrowed.'
我就我所借的款項，與你寫了一張借據。
Bill gave me his IOU for ten dollars yesterday.
比爾昨天向我借了十美元。
When someone borrows money from me, I usually ask for an IOU.
别人向我借錢時一般都會請求立字據。
IOU slip the time, he received from the admission notice, a month ago.
欠條上的時間，從他接到錄取通知書，到一個月前。
IOU的含義詳解
一、金融領域：非正式債務憑證
IOU最常見的意思是“I owe you”（我欠你）的縮寫，指債務人向債權人開具的簡易債務确認憑據，記錄借款金額、日期及雙方信息。其特點包括：
二、法律領域：認罪協議
在英美法系中，IOU可指“Informal Opportunity to Undertake”（非正式認罪機會），即檢察官與被告達成的認罪協商協議。被告通過認罪換取減刑或撤銷部分指控，需經法院審核批準。
權威參考來源
“IOU” 是一個多義詞，具體含義需結合上下文判斷。以下是其主要解釋：
若需更精确的解釋，請補充具體上下文。
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