
可自由支配的个人开支
Discretionary spending, which includes defense, is approved separately by Congress annually.
包括国防费用在内的无条件花费是每年由众议院单独通过的。
And that’s the problem: most people save what’s left over — left over after bills and after discretionary spending.
这就是问题所在:绝大多数人存剩下的钱—存那些付过账单和随意花销之后剩下的钱。
But even when defence is included, discretionary spending is less than 40% of the total.
但即使包括国防,可任意支配的开支还是少于总开支的40%。
I will send you a budget that holds the growth of discretionary spending below inflation, makes tax relief permanent, and stays on track to cut the deficit in half by 2009.
我将向你们提出一项预算,把自行支配的支出增长控制在通胀率以下,将减税措施永久化,并朝着到2009年将赤字减少一半的方向努力。
Instead, Washington is likely to make across-the-board cuts in discretionary spending, where there is much less money and considerably less waste.
相反,华盛顿准备在可自由支配开支方面进行全面削减,但是在这方面的钱很少,也很少浪费。
They would explain that discretionary spending has little to do with the long-run imbalance between spending and revenues.
他们会解释说,可自由支配支出与开支与收入之间的长期失衡关系并不大。
That implies leaner stocks and reductions in discretionary spending, such as capital projects or advertising campaigns.
这意味着降低库存,并减少可支配的开支,比如资本项目或广告宣传。
The 2010 Republican agenda, A Pledge to America, proposed rolling back discretionary spending to 2008 levels, with exceptions for seniors and the military.
共和党在2010年“美国承诺”议程中,提出将可支配开支恢复到2008年的水平,对老年人和军事的预算除外。
The impact of the recession on consumer discretionary spending continued to take its toll on both jewellery and industrial demand.
经济衰退对消费者可自由支配开支的影响继续造成金饰和工业需求下降。
Then the Treasury pointed out that the budget act caps discretionary spending growth at the rate of inflation.
随后*********指出,根据预算法案规定,政府可自由支配的开支增长速度不得超过通胀率。
Also, see what discretionary spending you can eliminate while you’re trying to reduce debt — Starbucks coffee, eating out a lot, buying magazines or comics, etc.
另外,在你试图减少债务时看看有什么自由支配的开支可以省掉——星巴克咖啡,过量的食物,买杂志或漫画的费用等。
Mr McCain, by contrast, says that he will encourage small businesses with his tax code, while freezing federal non-defence discretionary spending.
而麦凯恩说自己将会用他的税收政策鼓励小企业的发展,同时冻结联邦政府随意的非国防开支。
Once you've reduced discretionary spending, look at those Other Committed Expenses.
一旦你减少了任意花费,看一看那些“其它开销”类。
This is what budgeting is really about: prioritizing your discretionary spending.
这就是预算最为关键之处:可支配支出中的优先化。
Indeed, Mr. Obama has lately been going where the money isn’t, ****** a big deal out of a freeze on nonsecurity discretionary spending, which accounts for only 12 percent of the budget.
实际上,最近以来奥巴马先生一直折腾的是没有钱的地方,他在冻结非债券的可自由支配开支方面达成很大的协议,而这方面的开支只占预算的12%。
Discretionary spending(可自由支配支出) 是指个人、家庭或政府在满足基本生活需求或法定义务后,根据自身意愿或政策目标灵活分配的支出。这类支出通常具有非强制性和可调整性,其用途取决于经济状况、优先级或政策方向。
在个人财务中,可自由支配支出涵盖非必需消费,例如娱乐、旅行、餐饮或奢侈品购买。美国劳工统计局(Bureau of Labor Statistics)的消费者支出报告指出,2023年美国家庭可自由支配支出平均占比为30%,主要用于休闲活动与教育服务。这类支出受收入波动影响较大,经济下行时可能被优先削减。
在公共财政领域,可自由支配支出指政府通过年度拨款法案决定的非固定支出,例如国防、教育和基础设施投资。根据美国国会预算办公室(Congressional Budget Office)数据,2024财年联邦可自由支配支出约为1.7万亿美元,占预算总额的28% 。此类支出需经立法程序审批,与社保、医保等法定强制性支出形成对比。
可自由支配支出是衡量经济活力的关键指标。国际货币基金组织(IMF)研究显示,居民可自由支配支出增长通常反映消费信心提升,而政府相关支出则直接影响就业与长期经济增长潜力。例如,疫情期间多国通过增加公共可自由支配支出刺激经济复苏,如扩大医疗资源投入和数字基建投资。
"Discretionary spending"是一个经济学和财政学术语,主要包含两个层面的含义:
指个人或家庭在支付必要开支(如房租、水电费、债务等)后,可以自由决定用途的消费金额。例如:
指每年由国会通过拨款法案决定的非强制性支出,约占联邦预算的30%,具体包括:
相关概念对比:
在个人理财中,专家建议将税后收入的10-30%作为可自由支配开支,具体比例需根据收入水平和储蓄目标调整。
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