
可自由支配的個人開支
Discretionary spending, which includes defense, is approved separately by Congress annually.
包括國防費用在内的無條件花費是每年由衆議院單獨通過的。
And that’s the problem: most people save what’s left over — left over after bills and after discretionary spending.
這就是問題所在:絕大多數人存剩下的錢—存那些付過賬單和隨意花銷之後剩下的錢。
But even when defence is included, discretionary spending is less than 40% of the total.
但即使包括國防,可任意支配的開支還是少于總開支的40%。
I will send you a budget that holds the growth of discretionary spending below inflation, makes tax relief permanent, and stays on track to cut the deficit in half by 2009.
我将向你們提出一項預算,把自行支配的支出增長控制在通脹率以下,将減稅措施永久化,并朝着到2009年将赤字減少一半的方向努力。
Instead, Washington is likely to make across-the-board cuts in discretionary spending, where there is much less money and considerably less waste.
相反,華盛頓準備在可自由支配開支方面進行全面削減,但是在這方面的錢很少,也很少浪費。
They would explain that discretionary spending has little to do with the long-run imbalance between spending and revenues.
他們會解釋說,可自由支配支出與開支與收入之間的長期失衡關系并不大。
That implies leaner stocks and reductions in discretionary spending, such as capital projects or advertising campaigns.
這意味着降低庫存,并減少可支配的開支,比如資本項目或廣告宣傳。
The 2010 Republican agenda, A Pledge to America, proposed rolling back discretionary spending to 2008 levels, with exceptions for seniors and the military.
共和黨在2010年“美國承諾”議程中,提出将可支配開支恢複到2008年的水平,對老年人和軍事的預算除外。
The impact of the recession on consumer discretionary spending continued to take its toll on both jewellery and industrial demand.
經濟衰退對消費者可自由支配開支的影響繼續造成金飾和工業需求下降。
Then the Treasury pointed out that the budget act caps discretionary spending growth at the rate of inflation.
隨後*********指出,根據預算法案規定,政府可自由支配的開支增長速度不得超過通脹率。
Also, see what discretionary spending you can eliminate while you’re trying to reduce debt — Starbucks coffee, eating out a lot, buying magazines or comics, etc.
另外,在你試圖減少債務時看看有什麼自由支配的開支可以省掉——星巴克咖啡,過量的食物,買雜志或漫畫的費用等。
Mr McCain, by contrast, says that he will encourage small businesses with his tax code, while freezing federal non-defence discretionary spending.
而麥凱恩說自己将會用他的稅收政策鼓勵小企業的發展,同時凍結聯邦政府隨意的非國防開支。
Once you've reduced discretionary spending, look at those Other Committed Expenses.
一旦你減少了任意花費,看一看那些“其它開銷”類。
This is what budgeting is really about: prioritizing your discretionary spending.
這就是預算最為關鍵之處:可支配支出中的優先化。
Indeed, Mr. Obama has lately been going where the money isn’t, ****** a big deal out of a freeze on nonsecurity discretionary spending, which accounts for only 12 percent of the budget.
實際上,最近以來奧巴馬先生一直折騰的是沒有錢的地方,他在凍結非債券的可自由支配開支方面達成很大的協議,而這方面的開支隻占預算的12%。
Discretionary spending(可自由支配支出) 是指個人、家庭或政府在滿足基本生活需求或法定義務後,根據自身意願或政策目标靈活分配的支出。這類支出通常具有非強制性和可調整性,其用途取決于經濟狀況、優先級或政策方向。
在個人財務中,可自由支配支出涵蓋非必需消費,例如娛樂、旅行、餐飲或奢侈品購買。美國勞工統計局(Bureau of Labor Statistics)的消費者支出報告指出,2023年美國家庭可自由支配支出平均占比為30%,主要用于休閑活動與教育服務。這類支出受收入波動影響較大,經濟下行時可能被優先削減。
在公共財政領域,可自由支配支出指政府通過年度撥款法案決定的非固定支出,例如國防、教育和基礎設施投資。根據美國國會預算辦公室(Congressional Budget Office)數據,2024財年聯邦可自由支配支出約為1.7萬億美元,占預算總額的28% 。此類支出需經立法程式審批,與社保、醫保等法定強制性支出形成對比。
可自由支配支出是衡量經濟活力的關鍵指标。國際貨币基金組織(IMF)研究顯示,居民可自由支配支出增長通常反映消費信心提升,而政府相關支出則直接影響就業與長期經濟增長潛力。例如,疫情期間多國通過增加公共可自由支配支出刺激經濟複蘇,如擴大醫療資源投入和數字基建投資。
"Discretionary spending"是一個經濟學和財政學術語,主要包含兩個層面的含義:
指個人或家庭在支付必要開支(如房租、水電費、債務等)後,可以自由決定用途的消費金額。例如:
指每年由國會通過撥款法案決定的非強制性支出,約占聯邦預算的30%,具體包括:
相關概念對比:
在個人理財中,專家建議将稅後收入的10-30%作為可自由支配開支,具體比例需根據收入水平和儲蓄目标調整。
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